Don’t Let Debt Collectors Harass You

Posted on October 29, 2009
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www.fairdebthelpers.com/Learn-About-Rights.html – Being harassed by debt collectors is not legal. The FDCPA – Fair Debt Collections Practices Act is on your side. Learn your rights. Call 866- 339-1156

One of the reasons bill collectors can get away with this is that most people generally want to repay their debts and feel obligated to respond in good faith when a creditor asks for repayment. Bill collectors, however, have a job to do. They don’t really care about retaining good relations with past customers who have gone delinquent. They are usually third parties who have only one objective: to get the money you owe, and they can be quite ruthless in their attempts to get it.

There are many methods of harassment, but under the law there are certain prohibited tactics that cannot be used for the collection of debts. Abusive language is one of them, as well as communicating with third parties in the effort to collect.

Telephone calls can only be made between eight in the morning and nine at night. They cannot call your employer if you tell them not to. If the debtor is represented by an attorney, demands for payment must be made to the attorney.

If you are being harassed by debt collectors, find out what your right are. Debt harassment is illegal – The FDCPA – Fair Debt Collections Practices Act makes certain tactics commonly used by debt collectors illegal. Learn your rights.

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